There are few industries that are regulated as heavily as the Payday Loan Industry. These regulations are design to protect the consumer and ensure service providers are doing things the right way. MicroLoan Express, LLC is a Deferred Presentment Service Provider (aka Payday Lender) licensed by the State of South Carolina Board of Financial Institutions to do business in the State of South Carolina and we are fully committed to adhering to all State and Federal Laws regarding Deferred Presentment Services (aka Payday Loans), Fair Debt Collection Practices and the Truth in Lending Act, but it doesn’t stop there! Payday lending is a highly regulated industry and MicroLoan Express, LLC is required to keep records of all transactions for a minimum of 3 years and submits to regular inspections by the State of South Carolina Board of Financial Institutions Consumer Finance Division to ensure we are in compliance with all applicable laws and to make sure our customers are protected. When you chose to do business with MicroLoan Express, you can be sure that you have chosen a company that is honest and reputable.